DEC012026
CONFIRM YOUR STATEMENT
Premium billing reminder
Hanford’s fall reminder lists December 1 as the interest start date for affected accounts. Your timing depends on your policy, billing date and termination date.
Ask about my billing
2026 HARVEST · 2027 PLANNING
Keep your operation moving. We’ll help you review crop insurance decisions, grain storage questions and the dates that deserve a place on your calendar.
A CLEARER CALENDAR
2026–2027 CROP INSURANCE
& FARM PROGRAM DEADLINES.
A short conversation now can help you prepare for the next decision. Confirm all dates against your crop, county and policy.
DEC112026
COMPLETE WITH FSA
2026 ARC / PLC enrollment
Coordinate your 2026 program election and enrollment with your local Farm Service Agency office. This is separate from purchasing crop insurance.
View the USDA deadlineMAR152027
CONFIRM CROP & COUNTY
2027 spring ECO planning
For the spring crops in Hanford’s update, March 15 is the ECO signup date. Start your review early and confirm the requirements for your specific policy.
Review my spring optionsSEPTEMBER 30, 2026 · FALL DATE HAS PASSED
ASK OUR TEAM →The 2027 MCO election and winter wheat sales closing date in our fall update have passed. Let’s confirm what you elected and the next steps for your operation.
Also planning ahead with FSA? The 2027 ARC / PLC enrollment period runs November 2, 2026–March 15, 2027. View USDA enrollment guidance ↗
BEFORE THE BINS FILL
HARVEST RECORDS
& GRAIN STORAGE CHECKLIST.
Keep the paperwork in step with the work in the field. Start with these three conversations.
CALL OUR FARM TEAM →Separate the crop years.
Have grain left in storage? Call before adding new production so existing inventory can be documented. Already started? Contact us now.
Gather your records.
Keep your policy information, production records, storage details and billing statement together for a focused review.
Bring next season into the conversation.
Discuss acreage, crops and operating changes, then confirm which coverage decisions and dates apply to you.
UNDERSTAND THE DECISION
MCO & ECO:
CROP COVERAGE OPTIONS.
Your underlying policy matters. MCO and ECO cannot be purchased together on the same underlying policy. We’ll help you understand the differences.
Area-level results can differ from losses on your farm. Coverage and payments depend on policy terms and calculations; no payment is guaranteed.
LET’S GET YOUR QUESTIONS ANSWERED
REQUEST A CROP
INSURANCE REVIEW.
Tell us what you grow, where you farm and what is on your mind. Our team can help you review your next steps.
- Crop coverage & seasonal planning
- Stored grain & production records
- Premium billing & policy questions
Monday–Friday, 8:00 am–4:30 pm
FIND YOUR LOCAL HANFORD OFFICE ↗An inquiry starts a conversation. It does not bind coverage, change a policy or complete an enrollment.
WE’RE READY TO ASSIST
LET’S TALK CROP INSURANCE.
Share a few details and your crop insurance question.
Prefer a conversation? CALL (309) 944-5151
PEOPLE WHO KNOW THE CONVERSATION
MEET YOUR FARM & CROP INSURANCE TEAM.
BEFORE WE TALK
HARVEST & CROP INSURANCE QUESTIONS.
I still have old grain in storage. What should I do?
Call Hanford before putting new production in the same bin. We can discuss arranging documentation of the existing grain. If you have already mixed crop years, contact us promptly about the next steps.
Can MCO and ECO be purchased together?
MCO and ECO cannot both be elected on the same underlying policy. MCO considers area-level operating margins; ECO uses area-level revenue or yield measures, depending on the underlying coverage. Ask your agent how the products fit your existing policy.
Does MCO follow my own farm’s expenses?
No. MCO uses area-level yields and specified input and crop prices. Your actual costs or losses may differ, so a farm loss does not by itself guarantee an MCO payment.
Did I miss the fall MCO or winter wheat date?
The 2027 MCO election and the winter wheat sales closing date discussed in Hanford’s fall update were September 30, 2026. That date has passed. Contact us to confirm your existing elections and any options available for your crop and county.
Does the premium interest relief apply to every account?
No. USDA authorized additional interest relief for eligible policies with premium billing dates from July 1 through September 30, 2026, generally up to an additional 60 days or the policy termination date, whichever comes first. Confirm your statement with Hanford.
Deadline details & official guidance
Planning information reviewed October 15, 2026. Confirm your current deadlines and eligibility with your agent or FSA office.
LOCAL GUIDANCE, THROUGH EVERY SEASON