The multi-peril application date typically refers to the deadline by which you need to apply for multi-peril crop insurance (MPCI). This date can vary depending on the type of crop and the state you're in, but in most cases, the final application date for most crops is March 15 of the year you want coverage. It's important to check with your insurance provider or the Risk Management Agency (RMA) for specific deadlines, as they can differ by crop type (for example, corn, soybeans, wheat) and region. Missing the deadline could mean you won't be able to get coverage for that crop year, so it's best to apply early and review all requirements with your insurance agent.

On a farm auto policy, it's important to list all individuals who regularly drive or have access to your farm vehicles to ensure they're covered. This includes household members, employees who operate farm vehicles, and anyone else who has frequent use of the vehicles, such as neighbors or family friends. While occasional drivers may not always need to be listed, it's essential to check with your insurance provider to confirm the specific requirements for your policy. Accurately listing all potential drivers helps ensure that your vehicles are protected and that any claims are properly handled if an accident occurs. Always consult your agent to make sure you're in compliance with the terms of your farm auto policy.

Whether your solar panels are covered under your farm policy depends on the specifics of your policy and how the solar panels are classified. Generally, if your solar panels are considered part of the farm's property and are used for farm operations, they may be covered under the property section of your farm policy. However, you may need to specifically list them as part of your coverage or purchase additional coverage for solar energy systems to ensure full protection.