A group typically refers to a collection of individuals who share a common characteristic or interest, and in the context of insurance, it usually refers to a group insurance policy. To qualify as a group for purposes of obtaining group insurance, such as health, life, or disability insurance, the group typically needs to meet the following criteria: Shared Employment or Association: Group insurance policies are often offered through employers, labor unions, or professional associations, where members are united by employment, membership, or affiliation. A business offering insurance to its employees would qualify as a group, as would a professional association offering coverage to its members. Minimum Number of Members: There is often a minimum number of participants required to form a group. For example, a small business may need at least a few employees to be eligible for group health insurance. Common Interest: The individuals in the group should have a common bond, such as working at the same company, belonging to the same union, or being members of the same professional organization. Eligibility: Eligibility for group insurance typically depends on the relationship with the entity offering the policy, such as being an employee of a company or a member of a union or association.