Terms & Conditions

Terms and Conditions

Effective Date: July 6, 2026

Welcome to the Hanford Insurance website. By accessing or using this website, you agree to the following Terms and Conditions. If you do not agree with these terms, please do not use this website.

Business Information

Hanford Insurance
119 S State St
Geneseo, IL 61254
Phone: (309) 944-5151

Use of This Website

This website is provided for general informational purposes only. You may use this website to learn more about Hanford Insurance, our services, and to contact us through available forms or contact information.

You agree not to use this website for any unlawful purpose or in a way that could damage, disable, or interfere with the operation of the website.

No Guarantee of Coverage or Insurance Advice

The information on this website is general in nature and should not be considered a guarantee of insurance coverage, policy approval, pricing, or specific insurance advice.

Insurance coverage, premiums, eligibility, and policy terms depend on the insurance carrier, underwriting requirements, policy language, and individual circumstances. Submitting a contact form or requesting information through this website does not create an insurance policy, bind coverage, or guarantee acceptance by any insurance company.

Coverage is only effective when confirmed in writing by the appropriate insurance carrier or authorized representative.

Contact Forms and Submitted Information

This website may allow you to submit information through contact forms. By submitting a form, you agree that Hanford Insurance may use the information provided to contact you regarding your inquiry, quote request, policy question, or related insurance services.

You agree that any information you submit is accurate to the best of your knowledge. Hanford Insurance is not responsible for errors, delays, or issues caused by inaccurate or incomplete information submitted through the website.

No Client Relationship Created by Website Use

Your use of this website or submission of a contact form does not automatically create a client, agent, broker, or advisory relationship with Hanford Insurance. Any relationship is subject to further communication, review, and acceptance.

Third-Party Insurance Carriers and Services

Hanford Insurance may work with third-party insurance carriers or service providers. Any insurance products, coverage options, or policy terms are subject to the rules, approval, and underwriting guidelines of the applicable carrier.

Hanford Insurance is not responsible for the websites, policies, or practices of third-party companies that may be referenced or linked from this website.

Website Content

We make reasonable efforts to keep the information on this website accurate and up to date. However, Hanford Insurance does not guarantee that all website content is complete, accurate, current, or error-free.

We reserve the right to update, change, or remove website content at any time without notice.

Intellectual Property

All text, images, graphics, logos, design elements, and other content on this website are owned by or licensed to Hanford Insurance unless otherwise stated.

You may not copy, reproduce, distribute, modify, or use website content for commercial purposes without prior written permission from Hanford Insurance.

Links to Third-Party Websites

This website may include links to third-party websites for convenience or additional information. Hanford Insurance does not control and is not responsible for the content, accuracy, privacy practices, or terms of any third-party websites.

Accessing third-party websites is done at your own risk.

Limitation of Liability

Hanford Insurance is not liable for any damages resulting from your use of this website, inability to use the website, reliance on website content, or submission of information through the website.

This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages, to the fullest extent permitted by law.

Website Availability

We do not guarantee that this website will always be available, uninterrupted, secure, or free from errors. We may update, suspend, or discontinue any portion of the website at any time.

Privacy

Use of this website is also governed by our Privacy Policy, which explains how information submitted through the website may be collected and used.

Changes to These Terms

Hanford Insurance may update these Terms and Conditions from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the website after updates are posted means you accept the revised terms.

Governing Law

These Terms and Conditions are governed by the laws of the State of Illinois, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms and Conditions, please contact:

Hanford Insurance
119 S State St
Geneseo, IL 61254
Phone: (309) 944-5151