Farming is more than a business — it’s a way of life. Across communities like Geneseo, Prophetstown, and the surrounding areas, agriculture is the backbone of families, livelihoods, and local economies. But even the most experienced farmers know that risk is never far away. From unpredictable Midwest weather to equipment breakdowns or liability claims, protecting your farm is essential.
That’s where farm insurance from Hanford Insurance makes a difference. With offices rooted in these communities, our team understands the challenges farmers face and provides coverage designed to safeguard both your property and your future.
Operating a farm means juggling countless responsibilities — maintaining equipment, raising livestock, managing crops, and balancing the business side of operations. But no matter how prepared you are, certain risks are beyond your control.
A sudden hailstorm could destroy acres of crops. A barn fire might damage expensive machinery. Or a visitor could get injured on your property, resulting in unexpected liability. Without the right insurance, any of these situations could put your farm — and your financial stability — in jeopardy.
Farm insurance provides a safety net, ensuring that when the unexpected happens, you can recover and keep your farm running.
Hanford Insurance designs farm insurance policies that blend homeowners coverage with business protection, since many farms are both residence and workplace. Typical policies include:
Farm Dwelling Coverage – Protects your home on the farm.
Barns and Outbuildings – Safeguards silos, sheds, machine shops, and storage structures.
Machinery and Equipment – Covers tractors, combines, irrigation systems, and more.
Livestock Insurance – Protection for herds against illness, accidents, or theft.
Crop Insurance – Helps mitigate losses from weather events and natural disasters.
Farm Liability – Protects you if someone is injured on your property or by farm operations.
Business Interruption – Provides income replacement if disaster halts your operation temporarily.
Each policy can be customized based on the size, type, and needs of your farm.
Living and working in Geneseo, Prophetstown, and nearby communities, farmers know how unpredictable the Midwest can be. Common regional risks include:
Severe Weather – Tornadoes, hailstorms, and high winds that damage crops and buildings.
Flooding – Heavy rains can wash out fields and cause costly delays.
Barn and Equipment Fires – A single electrical fault or lightning strike can be devastating.
Livestock Loss – Accidents or disease outbreaks can wipe out herds quickly.
Theft and Vandalism – Rural properties can still be targets for crime.
Because Hanford Insurance agents are based right here in your communities, we understand these risks firsthand — and build policies to protect against them.
Farmers have choices when it comes to insurance providers, but here’s why so many across Henry County, Whiteside County, and beyond trust Hanford Insurance:
Local Presence – With offices in Geneseo and Prophetstown, we’re never far away.
Independent Advantage – We represent multiple carriers, so we shop for the best coverage and price for you.
Tailored Policies – No two farms are alike. We customize coverage to fit your land, equipment, and operation.
Claims Support – When disaster strikes, you won’t face it alone. We stand by you through the entire claims process.
Generations of Trust – Hanford Insurance has been serving families and farms in our region for more than a century.
Update Your Inventory Regularly – Keep a list of equipment, buildings, and livestock up to date.
Review Annually – Farms evolve each year. Make sure your coverage reflects new purchases or expansions.
Consider Add-Ons – Machinery breakdown, livestock mortality, and crop/hail insurance can fill critical gaps.
Ask About Bundling – Combining your farm, auto, and home policies may save money.
Work With a Local Agent – Having someone nearby who understands your farm and your risks makes all the difference.
Your farm isn’t just property — it’s your livelihood and legacy. Protecting it means ensuring that no matter what challenges come your way, you can keep doing what you love and pass it on to the next generation.
At Hanford Insurance, we’re proud to serve the farmers of Geneseo, Prophetstown, and the surrounding communities. Our local agents are ready to help you design a policy that gives you confidence and security for years to come.